{"id":29835,"date":"2025-12-04T16:54:56","date_gmt":"2025-12-04T15:54:56","guid":{"rendered":"https:\/\/gis-advisers.com\/?page_id=29835"},"modified":"2025-12-05T05:32:34","modified_gmt":"2025-12-05T04:32:34","slug":"lux-life-insurance-fid","status":"publish","type":"page","link":"https:\/\/gis-advisers.com\/en\/lux-life-insurance-fid\/","title":{"rendered":"Lux Life Insurance (FID)"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” next_background_color=”#ffffff” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(5,5,5,0.5) 0%|rgba(5,5,5,0.35) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(0,62,145,0.55)” background_color_gradient_end=”rgba(0,34,79,0.8)” background_image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/10\/luxembourg-1-scaled.jpg” custom_margin=”0px||0px||false|false” custom_padding=”100px|40px|160px|40px|false|true” custom_padding_tablet=”|20px|140px|20px|false|true” custom_padding_phone=”100px||130px||false|false” bottom_divider_style=”arrow3″ bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”40px” bottom_divider_height_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”650px” module_alignment=”center” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][el_modal_popup modal_id=”el_modal_popup_module_3″ trigger_type=”on_page_load” trigger_delay=”0ms” close_on_background_click=”off” show_close_icon=”off” modal_title=”This page is reserved for professional users.” close_button_text=”Access” disable_website_scroll=”off” modal_body_scrollbar=”hide” modal_overlay_bg_color=”rgba(5,5,5,0.65)” _builder_version=”4.27.4″ _module_preset=”default” modal_title_text_font_size=”26px” modal_title_text_line_height=”1.1em” modal_body_text_text_color=”#050505″ modal_trigger_text_text_color=”#050505″ modal_trigger_text_font_size=”16px” global_colors_info=”{}”]<\/p>\n

\"\"I acknowledge that I am a non-professional investor.<\/a><\/p>\n

\"\"I acknowledge that I am a financial professional, institutional investor, independent financial advisor, private banker, insurance broker, asset management company, or family office. I act in strict compliance with cross-border regulations and am contacting you for informational purposes only.<\/p>\n

[\/el_modal_popup][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”48px” header_2_font_size=”48px” text_orientation=”center” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”44px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_horizontal_length=”0.05em” header_text_shadow_vertical_length=”0.05em” header_text_shadow_blur_strength=”0.1em” header_text_shadow_color=”rgba(5,5,5,0.35)” global_colors_info=”{}”]<\/p>\n

Partnership for the creation and management of Luxembourg-based Internal Dedicated Funds (IDFs)<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” text_font_size_tablet=”17px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

GIS Advisers<\/strong> is a Swiss wealth management company specializing in financial investments since 2003.<\/p>\n

We help create and manage dedicated investment funds in partnership with wealth management advisors and brokers (including non-CIF advisors), combining rigor, transparency, and expertise to offer sustainable and high-performance solutions.<\/p>\n

[\/et_pb_text][dsm_lottie _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/dsm_lottie][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”75px|40px|60px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

What is an FID?<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

An Internal Dedicated Fund (FID) is a specific investment vehicle in Luxembourg, set up by an insurance company and managed by an authorized management company on behalf of a client, regardless of their country of residence.<\/p>\n

FIDs allow investors to benefit from individualized discretionary management<\/strong> and access a wide variety of vehicles<\/strong> within the contract (equities, bonds, funds, structured products, private equity, etc.).<\/p>\n

This means that clients no longer have to worry about the financial management of their life insurance contracts in Luxembourg.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#formulaire” button_text=”Get in touch” button_alignment=”left” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”35px||0px||false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”65px||||false|false” global_colors_info=”{}”][et_pb_blurb title=”Personalized management: in line with the client’s investment profile and objectives” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Wide range of investment products” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Advantages of Luxembourg rights” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Safety triangle” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” prev_background_color=”#ffffff” next_background_color=”#ffffff” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(5,5,5,0.35) 0%|rgba(5,5,5,0.35) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(0,62,145,0.55)” background_color_gradient_end=”rgba(0,34,79,0.8)” background_image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/10\/luxembourg-2-scaled.jpg” custom_margin=”0px||0px||false|false” custom_padding=”200px||200px||true|false” custom_padding_tablet=”||140px||false|false” custom_padding_phone=”100px||130px||false|false” top_divider_style=”arrow2″ bottom_divider_style=”arrow2″ bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”40px” bottom_divider_height_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”100px|40px|40px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

Who can we set up a FID with?<\/h2>\n

[\/et_pb_text][et_pb_blurb title=”Wealth management advisor” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Insurance brokers (even no-CIF)” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Family Office” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

Who is it for?<\/h2>\n

[\/et_pb_text][et_pb_blurb title=”Natural person” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

(Luxembourg Life Insurance Contract)<\/p>\n

[\/et_pb_blurb][et_pb_blurb title=”Legal entity” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#A91917″ icon_placement=”left” image_icon_width=”27px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||15px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

(Capitalization contract)<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” prev_background_color=”#ffffff” next_background_color=”#ffffff” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(5,5,5,0.35) 0%|rgba(5,5,5,0.35) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(0,62,145,0.55)” background_color_gradient_end=”rgba(0,34,79,0.8)” background_image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/10\/luxembourg-3-scaled.jpg” custom_margin=”0px||0px||false|false” custom_padding=”200px||200px||true|false” custom_padding_tablet=”||140px||false|false” custom_padding_phone=”100px||130px||false|false” top_divider_style=”arrow2″ bottom_divider_style=”arrow2″ bottom_divider_height_tablet=”60px” bottom_divider_height_phone=”40px” bottom_divider_height_last_edited=”on|desktop” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”100px|40px|60px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” text_orientation=”center” max_width=”550px” module_alignment=”center” custom_margin=”0px||30px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

Diagram of relationships between actors<\/h2>\n

[\/et_pb_text][et_pb_image src=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/schema-scaled.jpg” title_text=”schema” align=”center” _builder_version=”4.27.4″ _module_preset=”default” max_width=”80%” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”100px|40px|0px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”650px” module_alignment=”center” custom_margin=”0px|auto|50px|auto|false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

The advantages of Luxembourg<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Asset Security and Protection” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/1.svg” icon_placement=”left” image_icon_width=”25px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

Safety Triangle<\/p>\n

Super Privilege for Policyholders<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_blurb title=”Investment Flexibility” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/2.svg” icon_placement=”left” image_icon_width=”25px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

Wide range of assets: Access to a wide variety of financial instruments<\/p>\n

Multi-currency<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_blurb title=”Specific features” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/3.svg” icon_placement=”left” image_icon_width=”27px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

High political stability<\/p>\n

Credit rating (AAA), reflecting international investors’ confidence in its economic and financial stability.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Transparency and Customization” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/4.svg” icon_placement=”left” image_icon_width=”25px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

Personalized Management<\/p>\n

Transparency of Fees<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_blurb title=”International Mobility” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/5.svg” icon_placement=”left” image_icon_width=”25px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

Tax portability: Possibility of adapting taxation according to the investor’s country of residence.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_blurb title=”Taxation” image=”https:\/\/gis-advisers.com\/wp-content\/uploads\/2025\/09\/6.svg” icon_placement=”left” image_icon_width=”25px” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Source Sans Pro|600|||||||” header_font_size=”21px” header_line_height=”1.3em” custom_margin=”0px||50px||false|false” custom_padding=”0px||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” icon_font_size=”27px” global_colors_info=”{}”]<\/p>\n

Tax neutrality in Luxembourg: No Luxembourg tax levies on capital gains generated by life insurance contracts.<\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#eeeeee” custom_margin=”0px||0px||false|false” custom_padding=”199px|40px|160px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” top_divider_style=”arrow2″ top_divider_color=”#FFFFFF” bottom_divider_style=”arrow2″ bottom_divider_color=”#FFFFFF” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”650px” module_alignment=”center” custom_margin=”0px|auto|60px|auto|false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” text_orientation=”center” custom_margin=”0px||10px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

Bonuses<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” text_font_size_tablet=”17px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

In order to best comply with the rule of diversification, subscribers have flexibility in choosing their investments depending on the type of contract.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”21px” text_orientation=”center” header_4_font_size_tablet=”17px” header_4_font_size_phone=”17px” header_4_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Type of contract<\/h4>\n

A<\/p>\n

Invested premium<\/h4>\n

125’000 \u20ac<\/p>\n

Movable assets<\/h4>\n

250’000 \u20ac<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”21px” text_orientation=”center” header_4_font_size_tablet=”17px” header_4_font_size_phone=”17px” header_4_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Type of contract<\/h4>\n

B<\/p>\n

Invested premium<\/h4>\n

250’000 \u20ac<\/p>\n

Movable assets<\/h4>\n

500’000 \u20ac<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”21px” text_orientation=”center” header_4_font_size_tablet=”17px” header_4_font_size_phone=”17px” header_4_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Type of contract<\/h4>\n

C<\/p>\n

Invested premium<\/h4>\n

250’000 \u20ac<\/p>\n

Movable assets<\/h4>\n

1’250’000 \u20ac<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”21px” text_orientation=”center” header_4_font_size_tablet=”17px” header_4_font_size_phone=”17px” header_4_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Type of contract<\/h4>\n

D<\/p>\n

Invested premium<\/h4>\n

1’000’000 \u20ac<\/p>\n

Movable assets<\/h4>\n

2’500’000 \u20ac<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Section” module_id=”formulaire” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”100px|40px|100px|40px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_font_size=”48px” width=”700px” max_width=”100%” module_alignment=”center” custom_margin=”0px||20px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”]<\/p>\n

Receive the complete presentation in PDF format<\/h2>\n

[\/et_pb_text][et_pb_contact_form use_spam_service=”on” recaptcha_list=”GIS Advisers SA|GIS Advisers SA-0″ email=”pierre.garcia@gis-advisers.com” custom_message=”Sujet de la demande :||et_pb_line_break_holder||%%cases%%||et_pb_line_break_holder||||et_pb_line_break_holder||Nom : %%nom%%||et_pb_line_break_holder||Pr\u00e9nom : %%prenom%%||et_pb_line_break_holder||||et_pb_line_break_holder||T\u00e9l\u00e9phone : %%telephone%%||et_pb_line_break_holder||E-mail : %%e-mail%%||et_pb_line_break_holder||||et_pb_line_break_holder||\u2013\u2013||et_pb_line_break_holder||E-mail envoy\u00e9 depuis le formulaire de contact (FR) du site GIS Advisers” success_message=”We have received your request. 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This page is reserved for professional users.<\/h2><\/div><\/div>\n \n
Access<\/a><\/div><\/div>\n\t\t\t\t\t\n <\/div>\n <\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>I acknowledge that I am a non-professional investor. I acknowledge that I am a financial professional, institutional investor, independent financial advisor, private banker, insurance broker, asset management company, or family office. 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